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Mechanic’s Lien– How to Describe the Property

 In Mechanic’s Lien Law Updates and News

It would be acknowledged by all that a proper description of the property to be liened should be inserted into the mechanic’s lien form itself. But just how descriptive must a mechanic’s lien be and should include a full legal description?

There are three types of states: 1) a full and long legal description must be provided, 2) an abbreviated legal description is sufficient, including typically lot, block and subdivision and 3) simply a mechanic’s lien with the common Street address of the property.

As to 1), other than going to a title company, the best alternative is to go to the County assessor’s office, look up one of the recorded deeds or mortgages, print it out, and use the legal description of which is usually Exhibit A.

As to 2), it can easily be found by calling the assessor’s office and simply telling them the common Street address.

As to a mechanic’s lien under 3), this is the easiest since we all know the common street address. But there are exceptions here as well. If you are dealing with a new subdivision, rural land, or property outside the town limits, there may not be a regular street address, such as “123 Elm St.” In those cases, you would definitely need some form of legal description.

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