Mechanic’s Lien: Legal Description Required?
We are as frequently asked about the content required in the filing of a mechanic’s lien. More specifically, does a full-blown legal description need to be in the form or can you simply get away with a simple street address?
I bet you know the answer to this one. Some state clerk’s offices, registry of deeds or recorder’s offices will allow a common street address, but this is becoming more and more infrequent. As a general statement, the legal description is required. But how extensive is that description in the mechanic’s lien?
There are two types of states as to this requirement. One type will allow you to insert an abbreviated legal description for the mechanic’s lien, usually an assessor’s parcel number with the street address. Or maybe, in addition, an abbreviated legal description.
The very small minority of clerk’s offices require the full-blown legal description which could be one or two pages.
So where do you get such a description? A popular way is to go online with the County assessor’s office, put in the name of the owner or the street address, and you will see at a minimum a parcel number and usually a brief legal description.
If for some reason your mechanic’s lien is still rejected, you can go back to that same assessor’s website and order for a small fee a copy of a deed or mortgage on the property which has the full legal description.
Or alternatively, simply give us a call and we can look it up for you.